Roth Ira Limits 2024 Married Jointly. In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira contribution may be limited based on. If you make more than that, the maximum contribution decreases as your magi goes up to the maximum of $161,000 for 2024.

Roth ira income and contribution limits for 2024 and 2025. Single adults with magis above $161,000 and married couples filing jointly with magis of more than $240,000 are ineligible to make a direct roth ira contribution in 2024.