Roth Ira Contribution Limits 2024 Married Filing Separately. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. If you are married and filing jointly, the limits.

Your ability to contribute to a roth ira may be limited based on your income. If you are part of a married couple filing jointly or a qualifying widow or widower with modified adjusted gross income of under $230,000, you can save the maximum in a roth.